If you want or need to sell your property and are "upside-down" (owe more than the house is worth) we can help. David Smith offers FREE Forensic Mortgage Loan Audits to qualified* sellers in South-East Michigan. It is no secret that Banks are not helping people as they should. As many as 75% of attempted short sales never close. Why? Because Banks decline offers, take too long to make a decision, and frequently lose paperwork. Buyers get frustrated and walk away. They must start all over...if there is time. Sound familiar?
The Banks & Lenders hold all of the cards. Our Forensic Mortgage Loan Audits can turn that around by exposing violations committed by the lender. We provide a detailed report with evidence to support our findings. The Audit can provide leverage over the Lender to obtain a faster approval so the deal gets closed. The findings may also convince the lender to forgive any deficiency and even help pay moving expenses!
There is NO COST to the homeowner for the Forensic Mortgage Loan Audit. This is a full manual audit that reviews all documents from the initial application through the final closing. We frequently find evidence of Predatory Lending, Fraud, Unfair and Deceptive Acts and Practices (UDAP), Breach of Fiduciary Duty, Bait and Switch, Unjust Enrichment, TILA Violations, and RESPA violations just to name a few. These audits have a retail value of about $1500 and they are among the best found anywhere. We know of no other Realtor that offers the free audit service.
*Qualified Seller determination is made soley by David Smith. Buyer must be motivated to sell. There must be a qualified hardship (such as loss of income, divorce, disability, etc.) Property must be located in area serviced by David Smith. Other conditions may apply which are subject to change.
This section is designed to assist home sellers. Selling your home can be a complex process. As a seasoned area listing agent, I will help you with the entire home selling process. As your listing agent, I will help you get the best price for your home and help sell it in the fastest possible timeframe.
Selling real estate requires a comprehensive marketing plan. If you select me as your listing agent, I will:
